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IDBIVisastarter

IDBI Bank Royale Signature Credit Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual feelifetime free
joining feenone
base earn rate3 / ₹100
rewards inDelight Points
forex markup3.5%

earn rates

flat 3 / ₹100 on all spends — no category bonuses.

benefits & perks

Domestic Lounge Access

1 Complimentary domestic airport lounge access every quarter under the Visa domestic lounge program.

Personal air accident cover

Personal air accident cover worth Rs. 25 lakh

Welcome Benefits

750 Delight Points if the first transaction of minimum Rs. 1,500 is made with 30 days of card issuance or 400 Delight Points if the first transaction of minimum Rs, 1,500 is made between 31 and 90 days of card issuance.

Fuel Surcharge Waiver

1% fuel surcharge waived off at all fuel stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver capped at Rs. 500 per month).

eligibility

  • · lifetime free

run your spend profileto see this card's value for you.