cards / mid / idbi-idbi-euphoria-world
IDBIUnknownmid-tier

IDBI Euphoria World Credit Card

A solid daily-driver for steady spenders who want rewards without a premium fee.

excellent shape
health 100/100
annual fee₹ 1,499/yr
joining feenone
fee waiver at₹ 1,50,000/yr
base earn rate0.75 / ₹100
rewards inDelight Points
forex markup3.5%
welcome benefit₹ 1,000

✓ best for

Flights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.75 / ₹100
Flights & Hotels6 / ₹100

benefits & perks

Welcome gift~₹ 1,000/yr

4,000 Delight Points as a welcome gift when you make your first transaction worth Rs. 1,500 or more within the first 60 days after the card set-up date.

Complimentary domestic lounge access

Complimentary domestic lounge access to selected lounges in India.

Air accident insurance

You get an air accident insurance coverage worth Rs. 25 lakhs.

Fuel surcharge waiver

1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.

unlocks at ₹ 400/yr

run your spend profileto see this card's value for you.