cards / premium / icici-rubyx
ICICIUnknownpremium

Rubyx Credit Card

For frequent travellers and higher spenders who’ll use lounges and transferable points.

excellent shape
health 100/100
annual fee₹ 2,000/yr
joining fee₹ 3,000
base earn rate2 / ₹100
rewards inReward Points

✓ best for

International Spends

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else2 / ₹100
International Spends4 / ₹100
Utilities & Bills1 / ₹100
Insurance Premiums1 / ₹100

benefits & perks

Domestic Airport Lounge Access

Get 2 Domestic Airport Lounge access.

unlocks at ₹ 75,000/yr

Railway Lounge Access

Get 8 Complimentary Railway Lounge access

Golf Rounds

2 complimentary rounds of golf

unlocks at ₹ 50,000/yr

BookMyShow and INOX Offers~₹ 150/yr

25% off up to ₹150. Get discounts on movie tickets each on BookMyShow and INOX, twice a month

unlocks at ₹ 25,000/yr

Air Accident Insurance~₹ 1,00,00,000/yr

Get an Air Accident Insurance cover.

24/7 Concierge Service

Get round-the-clock concierge assistance

Fuel surcharge waiver

Get 1% waiver on fuel transactions worth ₹400–₹4,000 at all fuel pumps

Milestone Benefits

Get 3,000 Reward Points on ₹ 3 lakh spend & 1,500 for every additional ₹ 1 lakh spend (up to 15,000 reward points per year)

run your spend profileto see this card's value for you.