A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 2 / ₹100 | — |
| Fuel | 1 / ₹100 | — |
| Utilities & Bills | 1 / ₹100 | — |
| Insurance Premiums | 1 / ₹100 | — |
Get a 1% waiver on fuel transactions worth ₹400 - ₹4,000 at HPCL pumps.
run your spend profileto see this card's value for you.