A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 3 / ₹100 | — |
| Utilities & Bills | 1 / ₹100 | — |
| Insurance Premiums | 1 / ₹100 | — |
25% off, up to ₹100. Get 2 monthly discounts on movie tickets through INOX & BookMyShow
Get 1 domestic airport lounge access per quarter
unlocks at ₹ 75,000/yr
Get 1% waiver on fuel transactions worth ₹400 - ₹4,000 at HPCL pumps
run your spend profileto see this card's value for you.