cards / super_premium / icici-emeralde
ICICIUnknownsuper premium

Emeralde Credit Card

For high spenders who maximise premium travel, lounges and lifestyle perks — and can justify the fee.

excellent shape
health 100/100
annual fee₹ 12,000/yr
joining fee₹ 12,000
base earn rate4 / ₹100
rewards inReward Points
forex markup2%

✓ best for

Utilities & BillsInsurance Premiums

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else4 / ₹100
Utilities & Bills1 / ₹100
Insurance Premiums1 / ₹100

benefits & perks

Airport Lounge Access

Unlimited access to international and domestic airport lounges for the primary Cardholder.

Golf Rounds

Get complimentary golf rounds every month basis eligible spends.

unlocks at ₹ 50,000/yr

BookMyShow Offer

Buy one ticket and get up to ₹750 off on the second ticket through BookMyShow

Birthday Benefit~₹ 5,000/yr

Shopping voucher from TATA CLiQ worth ₹5,000 (American Express Cardholders)

Travel Cancellation~₹ 12,000/yr

No cancellation charges on domestic flight and hotel bookings, up to ₹12,000.

Fuel Surcharge Waiver

Get 1% waiver on fuel transactions on all fuel stations

unlocks at ₹ 4,000/yr

24x7 Concierge Service

Get round-the-clock concierge assistance by calling the toll-free number 18002670731

Air Accident Insurance~₹ 3,00,00,000/yr

Get an Air Accident Insurance cover.

run your spend profileto see this card's value for you.