A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 1.33 / ₹100 | — |
| Flights & Hotels | 8 / ₹100 | — |
Earn 2,000 reward points when you download and log on to the HSBC India Mobile Banking app and spend at least INR5,000 in the first 30 days of having your card.
unlocks at ₹ 5,000/yr
Get a complimentary 3-month Swiggy One membership once you've activated your card.
Receive a voucher worth up to INR500 for Amazon Pay, Zomato and Swiggy when you activate your card with a single transaction of INR300 or more.
unlocks at ₹ 300/yr
Plus, get an INR250 Amazon eGift Card when you apply online, verify yourself by video and receive your credit card.
Get INR250 cashback when you pay for fuel contactlessly using your physical HSBC Visa Platinum Credit Card (available on contactless fuel spends of up to INR10,000 per quarter).
unlocks at ₹ 10,000/yr
Plus, get a waiver of up to INR250 on fuel surcharges on fuel payments between INR400 and INR4,000 a month
A complimentary 12-month Times Prime subscription, giving you free access to Spotify Premium, Uber One, Discovery+, Moneycontrol Pro, Lenskart Gold and more.
Complimentary flight seat selections twice a year on domestic flights booked with MakeMyTrip.
15% cashback added to your MakeMyTrip Wallet in 'My Cash' for hotel stays in India when you book with MakeMyTrip – using promo code: VISASIGNATURE.
Get insurance coverage of up to INR3,00,000 for any misuse of your card from 24 hours before you reported it lost.
Save 10% on dining, activities and shopping, and enjoy movies on the big screen for less with buy-one-get-one cinema tickets.
Save 10% on dining, activities and shopping, and enjoy movies on the big screen for less with buy-one-get-one cinema tickets.
Enjoy access to eVIP pass discounts and sale events.
Transfer outstanding balances from other credit cards to your HSBC credit card and repay it in easy monthly installments at a lower interest rate.
HSBC credit card customers get exclusive access to discounts with our select partners.
If you lose your credit card at home or abroad, cancel it and we'll issue you with an emergency card anywhere in the world.
Borrow cash and repay in easy monthly instalments with a low interest rate using cash on equated monthly instalment (EMI).
You'll also be able to take out cash advances, get global access to your accounts, and manage your money on the go with 24/7 online access to your account.
run your spend profileto see this card's value for you.