cards / co_branded / hsbc-taj
HSBCVisaco-branded

HSBC Taj Credit Card

Best if you’re loyal to this brand — it pays off on that ecosystem, less so elsewhere.

excellent shape
health 100/100
annual fee₹ 1,10,000/yr
joining fee₹ 1,10,000
base earn rate1.5 / ₹100
rewards inreward points

✓ best for

Flights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1.5 / ₹100
Flights & Hotels5 / ₹100

benefits & perks

Welcome Stays at Taj Hotels

Get two nights' breakfast-inclusive stays at hotels across India and a one-night stay at Taj Palaces when you activate your card. Get a voucher for an extra one-night stay at Taj Palaces with every new or renewed card. Offer valid until 30 June 2026

NeuPass Taj InnerCircle Platinum Tier membership

Access exclusive privileges with NeuPass Taj InnerCircle Platinum Tier membershipFootnote link 1. Your Platinum NeuPass membership will be renewed every year you have your HSBC Taj Credit Card. Your membership grants you: additional NeuCoins/points; early/priority check-in and late check-out; unlimited room upgrades to the next category, happy hours; a dedicated customer care service and more.

The Chambers Lounge Access

Enjoy exclusive access to The Chambers Lounge, available up to 12 times a year for you and a guest

Taj Club Lounge Access

Visit the Taj Club Lounge up to 12 times a year

Unlimited Room Upgrades

Enjoy unlimited room upgrades to the next level

25% Savings on Taj Hotels Stays

Get exclusive 25% savings on the Best Available Rate at Taj Hotels and other participating IHCL hotels

Set Meal Vouchers

Get four vouchers for set meals for two at participating restaurants

25% Savings on Food & Beverages

Enjoy 25% savings on food and beverages and Qmin deliveries

Spa Treatments and Sauna/Steam Access

Unwind with a 60-minute spa treatment (up to 4 a year), plus access to the sauna and steam room

Free Swimming Pool Access

Enjoy a year of leisure, with free swimming pool access for 2 (up to 12 times a year)

Rendezvous Events Access

Get access to intimate, immersive and indulgent 'Rendezvous' events encompassing celebrated speakers, masterclasses and much more

Unlimited Global Airport Lounge Access

Relax before you fly with unlimited airport lounge access globally. T&C Apply

IHCL Concierge Desk

Easily manage your bookings by calling HSBC on 1800 569 1111, or the IHCL concierge desk on 1800 202 5575Footnote link 2

15% Savings on Duty-Free with AdaniOne~₹ 3,000/yr

Save 15% on duty-free with AdaniOne mobile app (once per month; min order INR7,500; max discount INR3,000). T&Cs apply

unlocks at ₹ 7,500/yr

Chauffeur-Driven Airport Transfers

Enjoy 4 domestic + 4 international chauffer-driven airport transfers in a year. T&Cs apply

Exclusive privileges at The Bicester Collection Villages

Enjoy access to VIP guest experiences, eVIP pass discounts, hands-free shopping, private sale events and reserved parking.

30% Savings with EazyDiner~₹ 1,500/yr

Get 30% off, up to INR 1,500, when you book a table with EazyDiner. T&Cs apply

Buy 1 Get 1 Free Movie and Event Tickets~₹ 1,000/yr

See the latest movies and live events with Buy 1 Get 1 Free tickets through Book My Show (max discount per ticket INR 1,000 each, valid twice a month) T&Cs apply.

Complimentary Golf Games and Lessons

Enjoy 12 complimentary golf games and lessons every year

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