A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 1.33 / ₹100 | — |
| Restaurant Dining | 10 / ₹100 | — |
| Other Online Shopping | 10 / ₹100 | — |
| Swiggy Instamart | 10 / ₹100 | — |
| Utilities & Bills | 5 / ₹100 | — |
Get INR500 cashback when you download and log on to the HSBC India Mobile Banking app and spend INR5,000 within 30 days of getting your card.
unlocks at ₹ 5,000/yr
Get an INR250 Amazon eGift Voucher when you apply online, verify yourself by video and receive your card.
Enjoy 2-months EazyDiner membership when you activate your RuPay credit card.
Get INR250 cashback when you link your card to UPI and make 2 transactions of INR250 or more within 30 days of getting your card.
Make annual savings of up to INR3,000 on fuel surcharges with our credit card waiver. Applies to fuel transactions between INR400 and INR4000, capped at INR250 a month.
Enjoy movies on the big screen for less with buy-one-get-one cinema tickets.
Save 10% on dining with District by Zomato.
Save 10% on shopping with District by Zomato.
Get discounts up to INR6,000 on flights and hotels via Cleartrip. Use coupon code HSBCRPCC for full swipe transactions and HSBCRPEMI for EMI transactions.
run your spend profileto see this card's value for you.