cards / super_premium / hsbc-premier
HSBCMastercardsuper premium

HSBC Premier Credit Card

For high spenders who maximise premium travel, lounges and lifestyle perks — and can justify the fee.

excellent shape
health 100/100
annual fee₹ 20,000/yr
joining fee₹ 12,000
base earn rate3 / ₹100
rewards inreward points
forex markup0.99%
welcome benefit₹ 20,000

✓ best for

Flights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else3 / ₹100—
Flights & Hotels36 / ₹100—
Fuel0 / ₹100—

benefits & perks

★ Welcome reward~₹ 20,000/yr

Earn 20,000 reward points when you start using your HSBC Premier Credit Card.

★ Lounge Access

Enjoy unlimited domestic and international airport lounge access for cardholders, plus 8 international guest visits

★ International Travel Insurance

Relax with international travel insurance covering lost luggage, delays, travel documents and much more.

★ Fuel Surcharge Waiver

Get 1% fuel surcharge waiver at all fuel stations across India on transactions from INR400 to INR4,000

★ Hotel Booking Discount (Agoda)

Save up to 20% on hotel bookings with Agoda.

★ One Night Free Hotel Stay

Get one night free when you book an eligible stay at participating hotels with Mastercard.

★ BookMyShow Offers

Enjoy entertainment any day of the week with buy one, get one offers at BookMyShow.

★ EazyDiner Dining Offers~₹ 1,500/yr

Get unparalleled dining offers with 30% off your bill (up to INR1,500) with EazyDiner.

★ Shopping Privileges

Enjoy VIP guest experiences, eVIP pass discounts, hands-free shopping, private sale events and reserved parking at The Bicester Collection Villages.

★ Hotel Membership Offers

Enjoy exclusive savings, room upgrades and bonus rewards with Marina Bay Sands, GHA Discovery, Brilliant by Langham and more with Mastercard.

★ EMI Options

Convenient EMI options that allow you to pay your credit card dues in Equated Monthly Instalments (EMIs) such as Balance Transfer on EMI, Cash-on-EMI, or Loan-on-Phone.

★ Online Fraud Protection and Lost Card Liability~₹ 3,00,000/yr

Get insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to INR300,000.

★ Luxury Hotel & Resorts Programme

Get complimentary upgrades, early check-in and late check-out, and exclusive extras at over 3,800 luxury destinations worldwide with Mastercard.

★ Balance Transfer

Transfer your outstanding credit card balance to an HSBC credit card to enjoy easy repayments at a lower interest rate.

run your spend profileto see this card's value for you.