cards / super_premium / hsbc-premier
HSBCMastercardsuper premium

HSBC Premier Credit Card

For high spenders who maximise premium travel, lounges and lifestyle perks — and can justify the fee.

excellent shape
health 100/100
annual fee₹ 20,000/yr
joining fee₹ 12,000
base earn rate3 / ₹100
rewards inreward points
forex markup0.99%
welcome benefit₹ 20,000

✓ best for

Flights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else3 / ₹100
Flights & Hotels36 / ₹100
Fuel0 / ₹100

benefits & perks

Welcome reward~₹ 20,000/yr

Earn 20,000 reward points when you start using your HSBC Premier Credit Card.

Lounge Access

Enjoy unlimited domestic and international airport lounge access for cardholders, plus 8 international guest visits

International Travel Insurance

Relax with international travel insurance covering lost luggage, delays, travel documents and much more.

Fuel Surcharge Waiver

Get 1% fuel surcharge waiver at all fuel stations across India on transactions from INR400 to INR4,000

Hotel Booking Discount (Agoda)

Save up to 20% on hotel bookings with Agoda.

One Night Free Hotel Stay

Get one night free when you book an eligible stay at participating hotels with Mastercard.

BookMyShow Offers

Enjoy entertainment any day of the week with buy one, get one offers at BookMyShow.

EazyDiner Dining Offers~₹ 1,500/yr

Get unparalleled dining offers with 30% off your bill (up to INR1,500) with EazyDiner.

Shopping Privileges

Enjoy VIP guest experiences, eVIP pass discounts, hands-free shopping, private sale events and reserved parking at The Bicester Collection Villages.

Hotel Membership Offers

Enjoy exclusive savings, room upgrades and bonus rewards with Marina Bay Sands, GHA Discovery, Brilliant by Langham and more with Mastercard.

EMI Options

Convenient EMI options that allow you to pay your credit card dues in Equated Monthly Instalments (EMIs) such as Balance Transfer on EMI, Cash-on-EMI, or Loan-on-Phone.

Online Fraud Protection and Lost Card Liability~₹ 3,00,000/yr

Get insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to INR300,000.

Luxury Hotel & Resorts Programme

Get complimentary upgrades, early check-in and late check-out, and exclusive extras at over 3,800 luxury destinations worldwide with Mastercard.

Balance Transfer

Transfer your outstanding credit card balance to an HSBC credit card to enjoy easy repayments at a lower interest rate.

run your spend profileto see this card's value for you.