cards / mid / hsbc-live
HSBCVisamid-tier

HSBC Live+ Credit Card

Everyday value for online-heavy spenders who want straightforward cashback.

excellent shape
health 100/100
annual fee₹ 999/yr
joining fee₹ 999
fee waiver at₹ 2,00,000/yr
base earn rate1.5 / ₹100
rewards incashback
welcome benefit₹ 2,000
min. income₹ 6,00,000/yr

✓ best for

Restaurant DiningGrocery (all)Swiggy (food)

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1.5%
Restaurant Dining10%₹ 1,000
Grocery (all)10%₹ 1,000
Swiggy (food)10%₹ 1,000
Zomato10%₹ 1,000
Blinkit10%₹ 1,000
Zepto10%₹ 1,000
Swiggy Instamart10%₹ 1,000
BigBasket10%₹ 1,000

† these categories share a single combined monthly cap.

benefits & perks

INR1,000 cashback on app spend~₹ 1,000/yr

Get INR1,000 cashback when you download and log on to the HSBC India Mobile Banking app and spend INR20,000 within the first 30 days of getting your card.

unlocks at ₹ 20,000/yr

Voucher worth up to INR750~₹ 750/yr

Receive a voucher worth up to INR750 for Amazon Pay, Zomato and Swiggy when you activate your card with a single transaction of INR300 or more.

unlocks at ₹ 300/yr

INR250 Amazon eGift Voucher~₹ 250/yr

Get an INR250 Amazon eGift Voucher when you apply online, verify yourself by video and receive your card.

Complimentary domestic airport lounge visits

Relax before you fly with 4 complimentary domestic airport lounge visits per year - one per quarter.

Free 12-month Times Prime subscription

Giving you free access to Spotify Premium, Uber One, Discovery+, Moneycontrol Pro, Lenskart Gold and more.

Complimentary flight seat selections

Twice a year on domestic flights booked with MakeMyTrip.

15% cashback with MakeMyTrip on hotel stays

Get cashback added to your MakeMyTrip Wallet in 'My Cash' for hotel stays in India when you book with MakeMyTrip – using promo code: VISASIGNATURE.

10% off on dining with District app by Zomato

Get 10% off on transactions of INR3,500 or more with the District app by Zomato.

unlocks at ₹ 3,500/yr

Buy-one-get-one cinema tickets with District app by Zomato

Enjoy movies on the big screen for less with buy-one-get-one cinema tickets via the District app by Zomato.

run your spend profileto see this card's value for you.