A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.25% | — |
| Grocery (all) | 0.75% | ₹ 500 |
| Restaurant Dining | 0.75% | ₹ 500 |
| Utilities & Bills | 0.5% | ₹ 500 |
Renewal membership fee waived off by spending ₹25,000 and above in an annual year
unlocks at ₹ 25,000/yr
run your spend profileto see this card's value for you.