cards / starter / hdfc-tata-neu-plus
HDFCUnknownstarter

Tata Neu Plus HDFC Bank Credit Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual fee₹ 499/yr
joining fee₹ 499
fee waiver at₹ 1,00,000/yr
base earn rate1 / ₹100
rewards inNeuCoins
welcome benefit₹ 499

✓ best for

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no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1 / ₹100
Other Online Shopping2%

benefits & perks

Domestic Lounge Access

1 Complimentary Domestic Lounge Voucher per calendar quarter (up to 4 per calendar year) on spends of Rs 50,000 or more in a calendar quarter.

unlocks at ₹ 50,000/yr

Welcome Benefit~₹ 499/yr

Get 499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance.

Fuel Surcharge Waiver~₹ 250/yr

1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)

run your spend profileto see this card's value for you.