Everyday value for online-heavy spenders who want straightforward cashback.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 1% | — |
| Swiggy (food)† | 10% | ₹ 1,500 |
| Swiggy Instamart† | 10% | ₹ 1,500 |
| Other Online Shopping | 5% | — |
| Restaurant Dining | 5% | — |
† these categories share a single combined monthly cap.
Complimentary 3-month Swiggy BLCK membership upon card activation.
12 Free Golf Lessons, 4 Free Rounds of Green Fees, and 50% Off on Golf Services
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