cards / mid / hdfc-swiggy-blck
HDFCMastercardmid-tier

Swiggy BLCK HDFC Bank Credit Card

Everyday value for online-heavy spenders who want straightforward cashback.

excellent shape
health 100/100
annual fee₹ 1,000/yr
joining fee₹ 1,000
fee waiver at₹ 2,00,000/yr
base earn rate1 / ₹100
rewards inCashback
forex markup3.5%

✓ best for

Swiggy (food)Swiggy InstamartOther Online Shopping

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1%
Swiggy (food)10%₹ 1,500
Swiggy Instamart10%₹ 1,500
Other Online Shopping5%
Restaurant Dining5%

† these categories share a single combined monthly cap.

benefits & perks

3 Month Swiggy BLCK Membership

Complimentary 3-month Swiggy BLCK membership upon card activation.

Golf Benefits

12 Free Golf Lessons, 4 Free Rounds of Green Fees, and 50% Off on Golf Services

run your spend profileto see this card's value for you.