cards / premium / hdfc-regalia-gold
HDFCUnknownpremium

HDFC Bank Regalia Gold Credit Card

For frequent travellers and higher spenders who’ll use lounges and transferable points.

excellent shape
health 100/100
annual fee₹ 2,500/yr
joining fee₹ 2,500
base earn rate2.67 / ₹100
rewards inReward Points
forex markup2%
welcome benefit₹ 2,500

✓ best for

MyntraNykaaApparel & Fashion

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else2.67 / ₹100
Myntra6.67%
Nykaa6.67%
Apparel & Fashion6.67%

accelerated & portal rewards

Beyond the base 2.67 / ₹100, this card unlocks higher value through bank portals and partner offers:

5X on Myntra, Nykaa, Marks & Spencer, Reliance Digital6.67%
MyntraNykaaApparel & Fashion
SmartBuy accelerated flights & hotels6.67%
SmartBuyFlights & Hotels

benefits & perks

Welcome Voucher~₹ 2,500/yr

Voucher Worth ₹2,500

MMTBLACK Gold and Swiggy One membership

Complimentary MMTBLACK Gold and Swiggy One membership on spending over ₹1 Lakh within 90 days of getting the card issued.

unlocks at ₹ 1,00,000/yr

Swiggy Dineout

₹200 Off on Swiggy Dineout (Twice Each Month)

Domestic Lounge Access

3 Complimentary Domestic Airport Lounge Access Every Quarter (12 Each Year) on Spends of ₹60,000 or More in the Previous Quarter

unlocks at ₹ 60,000/yr

International Lounge Access

6 International Lounge Visits Via Priority Pass (For Both Primary and Add-on Cardholders)

Insurance Benefits

Air Accident Death Cover Up to ₹1 Crore, Emergency Overseas Hospitalisation Cover Worth ₹15 Lakhs, Credit Liability Cover Up to ₹9 Lakhs

Quarterly Milestone

1,500 worth of vouchers from any one of M&S, Myntra, Reliance Digital, or Marriott on spending ₹1.5 Lakhs each quarter

unlocks at ₹ 1,50,000/yr

Annual Milestone

5,000 worth of complimentary flight vouchers on spending ₹7.5 Lakhs in the card anniversary year

unlocks at ₹ 7,50,000/yr

run your spend profileto see this card's value for you.