cards / mid / hdfc-pine-labs-pro
HDFCUnknownmid-tier

Pine Labs Pro Credit Card

A solid daily-driver for steady spenders who want rewards without a premium fee.

excellent shape
health 100/100
annual fee₹ 1,000/yr
joining fee₹ 1,000
fee waiver at₹ 75,000/yr
base earn rate1.78 / ₹100
rewards inReward Points

✓ best for

Utilities & Bills

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1.78 / ₹100
Utilities & Bills5 / ₹100₹ 250

benefits & perks

Fuel Surcharge Waiver~₹ 250/yr

1% Fuel Surcharge waived off on fuel transactions. (Minimum transaction of ₹400, Maximum CashBack of ₹250 per statement cycle)

unlocks at ₹ 400/yr

Insurance

Insurance/Comprehensive protection & Nominee details for Insurance

run your spend profileto see this card's value for you.