cards / mid / hdfc-paytm-select
HDFCUnknownmid-tier

Paytm HDFC Bank Select Credit Card

Everyday value for online-heavy spenders who want straightforward cashback.

excellent shape
health 100/100
annual fee₹ 1,000/yr
joining fee₹ 1,000
base earn rate1 / ₹100
rewards inCashpoints
forex markup3.5%

✓ best for

Other Online Shopping

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1%
Other Online Shopping3%₹ 500

benefits & perks

Domestic Airport Lounge Access

8 complimentary domestic airport lounge access every year (max 2 per quarter)

Gift Vouchers~₹ 500/yr

Gift vouchers worth Rs. 500 on spending a minimum of Rs. 50,000 (only non-EMI spends considered) in a calendar quarter.

unlocks at ₹ 50,000/yr

Fuel Surcharge Waiver

1% fuel surcharge waived off on fuel purchases of a minimum of Rs. 400 (maximum waived amount capped at Rs. 500 per month)

unlocks at ₹ 400/yr

run your spend profileto see this card's value for you.