A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 2% | — |
| Other Online Shopping | 1% | ₹ 250 |
Up to 20% discount on partner restaurants via Dineout.
On achieving a spend of ₹10,000 or more in 3 consecutive months, you can unlock the benefits of the Paytm HDFC Bank Credit Card
1% fuel surcharge waiver on all fuel transactions above ₹400.
unlocks at ₹ 400/yr
run your spend profileto see this card's value for you.