cards / mid / hdfc-freedom
HDFCUnknownmid-tier

HDFC Bank Freedom Credit Card

A solid daily-driver for steady spenders who want rewards without a premium fee.

excellent shape
health 100/100
annual fee₹ 500/yr
joining fee₹ 500
fee waiver at₹ 50,000/yr
base earn rate0.5 / ₹100
rewards inCashPoints
forex markup3.5%
welcome benefit₹ 75

✓ best for

Other Online ShoppingRestaurant DiningFlights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.5%
Other Online Shopping5%₹ 2,500
Restaurant Dining5%₹ 2,500
Flights & Hotels5%₹ 2,500

benefits & perks

Welcome Benefit~₹ 75/yr

Complimentary 500 Cash Points as a welcome benefit.

Swiggy Dineout

10% Off Up to ₹200 With Swiggy Dineout (Twice Each Month)

Fuel Surcharge Waiver

1% Surcharge Waived for Fuel Transactions Between ₹400 and ₹5,000

run your spend profileto see this card's value for you.