For high spenders who maximise premium travel, lounges and lifestyle perks — and can justify the fee.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 3.33 / ₹100 | — |
| Flights & Hotels | 33.3% | ₹ 15,000 |
Beyond the base 3.33 / ₹100, this card unlocks higher value through bank portals and partner offers:
capped ~₹ 15,000 reward/mo
Unlimited Lounge Access for Primary and Add-On Cardholders
6 Complimentary Golf Games Each Quarter
Air Accident Insurance Worth Rs 2 Crore and Emergency Overseas Hospitalisation Worth Rs. 50 Lakh.
Complimentary Membership of Club Marriott, Swiggy One and Amazon Prime (On Spends of Rs. 1.5 Lakh Within 90 Days of Card Issuance)
unlocks at ₹ 1,50,000/yr
Receive a fantastic bonus of 10,000 Reward Points after spending Rs. 4 lakh in a quarter.
unlocks at ₹ 4,00,000/yr
run your spend profileto see this card's value for you.