A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.5 / ₹100 | — |
| UPI Payments | 10 / ₹100 | — |
10% cashback on the first five UPI transactions
1,000 bonus reward points on quarterly spends of ₹50,000
unlocks at ₹ 50,000/yr
run your spend profileto see this card's value for you.