A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.17 / ₹100 | — |
| Grocery (all) | 2 / ₹100 | — |
| Utilities & Bills | 1.33 / ₹100 | — |
Amazon Pay Vouchers Worth ₹400 upon spending ₹5,000 within the first 30 days
unlocks at ₹ 5,000/yr
Buy 1 Get 1 Free offer on movie tickets on INOX once every quarter
Complimentary Big Basket gift vouchers worth ₹300 when you spend ₹50,000 or more in a quarter
unlocks at ₹ 50,000/yr
2 Complimentary Domestic Lounge Access Every Quarter
unlocks at ₹ 40,000/yr
1% Fuel Surcharge Waiver
run your spend profileto see this card's value for you.