A sensible first card for new-to-credit users and modest monthly spends.
flat 2 / ₹100 on all spends — no category bonuses.
Complimentary access to domestic airport lounges twice each quarter.
Air accident coverage of ₹8 lakhs for yourself and ₹4 lakhs for your spouse.
Baggage insurance for losses or damages up to ₹25,000.
Purchase protection for items bought with the card, covering up to ₹25,000.
Protection against fraudulent charges up to ₹5 lakh.
1% fuel surcharge of up to ₹100 on fuel transaction.
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