A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 2 / ₹100 | — |
| Utilities & Bills | 5 / ₹100 | ₹ 50 |
| Restaurant Dining | 5 / ₹100 | ₹ 50 |
2 complimentary lounge visits every quarter
2 complimentary lounge visits every year
Covers air accident insurance of ₹8 lakhs for self and ₹4 lakhs for spouse, along with baggage and purchase protection up to ₹25,000 each.
1% fuel surcharge waiver on all fuel transactions made using this credit card.
24/7 assistance for various needs. They help with reservations and referrals for hotels, dining, car rentals, and international travel.
run your spend profileto see this card's value for you.