A sensible first card for new-to-credit users and modest monthly spends.
flat 2 / ₹100 on all spends — no category bonuses.
100 points, one-time incentive, with a minimum spend threshold of ₹3,000 within 30 days of card Issuance.
unlocks at ₹ 3,000/yr
1% of the transaction amount or actual charges applied by the merchant’s bank, whichever is higher.
run your spend profileto see this card's value for you.