Best if you’re loyal to this brand — it pays off on that ecosystem, less so elsewhere.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 4 / ₹100 | — |
| Flights & Hotels | 40 / ₹100 | — |
500 Bonus Reward Points on Spending ₹5,000 Within the First 60 Days of Card Issuance
unlocks at ₹ 5,000/yr
4 Complimentary domestic railway lounge access per year, subject to a maximum of 1 per quarter.
1% waiver at all fuel stations in India on transactions between Rs. 500 to Rs. 3,000 (waiver capped at Rs. 100 per statement).
unlocks at ₹ 500/yr
On booking a railway ticket through the IRCTC Website or Mobile Application using the IRCTC RuPay BOBCARD Credit Card, you are entitled to a transaction surcharge waiver of 1% on all transactions.
If your IRCTC RuPay BOBCARD Credit Card is lost or stolen, then you won’t be liable for any fraudulent transaction that happened on your card if the loss of the card is reported to the bank in a timely manner.
run your spend profileto see this card's value for you.