cards / mid / bank-of-baroda-indian-navy-varunah-bobcard
Bank of BarodaUnknownmid-tier

Indian Navy Varunah BOBCARD Credit Card

A solid daily-driver for steady spenders who want rewards without a premium fee.

excellent shape
health 100/100
annual fee₹ 2,499/yr
joining fee₹ 2,499
base earn rate0.75 / ₹100
rewards inReward Points

✓ best for

Grocery (all)Restaurant DiningFlights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.75 / ₹100
Grocery (all)1.25 / ₹100
Restaurant Dining1.25 / ₹100
Flights & Hotels1.25 / ₹100
International Spends1.25 / ₹100

benefits & perks

Domestic Lounge Access

Unlimited complimentary domestic lounge access (with the Premium variant), 3 complimentary domestic lounge access every quarter (with the plus variant)

Air Accident Cover

Air Accident cover worth Rs. 1 Crore with the premium variant.

Fuel Surcharge Waiver

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

unlocks at ₹ 400/yr

Welcome Benefits

Complimentary Amazon Prime membership for one year and Fitpass Pro membership for 6 months (with Varunah Plus and Varunah Premium Credit Card), as well as 500 bonus Reward Points with the Varunah Premium Card.

run your spend profileto see this card's value for you.