A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 2 / ₹100 | — |
| Restaurant Dining | 10 / ₹100 | ₹ 2,000 |
| Flights & Hotels | 10 / ₹100 | ₹ 2,000 |
| International Spends | 10 / ₹100 | ₹ 2,000 |
1 Complimentary Domestic Airport Lounge Access Every Quarter on Spends of ₹20,000 in the Previous Quarter
unlocks at ₹ 20,000/yr
Insurance benefits covering personal accident death cover (up to ₹10 lakh)
1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.
500 Reward Points on Spends of ₹5,000 or More in the First 60 Days of Card Issuance
unlocks at ₹ 5,000/yr
run your spend profileto see this card's value for you.