A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.25 / ₹100 | — |
| Utilities & Bills | 1.25 / ₹100 | — |
| Restaurant Dining | 1.25 / ₹100 | — |
| Other Online Shopping | 1.25 / ₹100 | — |
500 bonus Reward Points on spending ₹5,000 within 60 days of card issuance.
Complimentary 6-month Fit Pass Pro membership.
999 bonus Reward Points every month on making at least 5 transactions worth Rs. 1,000 or more in a month.
3,999 bonus reward Points every quarter on spending more than your total credit limit in a quarter.
12 complimentary domestic lounge access every year (3 per quarter)
Accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs and a Professional Indemnity Insurance Cover worth Rs. 5 lakhs.
1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000
unlocks at ₹ 400/yr
run your spend profileto see this card's value for you.