A solid daily-driver for steady spenders who want rewards without a premium fee.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 1 / ₹100 | — |
| Restaurant Dining | 15 / ₹100 | ₹ 500 |
| Other Online Shopping | 6 / ₹100 | — |
First Citizen reward points worth ₹300 upon using the card for the first time within 30 days of issuance.
Complimentary Shoppers Stop vouchers worth ₹2,250.
Complimentary Shoppers Stop Golden Glow Membership.
1% fuel surcharge on fuel purchases at all fuel outlets in India for transactions between ₹400 and ₹5,000, with a maximum cap of ₹400 per waiver in the statement month.
run your spend profileto see this card's value for you.