cards / mid / axis-indianoil-premium
AxisUnknownmid-tier

IndianOil Axis Bank Premium Credit Card

A solid daily-driver for steady spenders who want rewards without a premium fee.

excellent shape
health 100/100
annual fee₹ 1,000/yr
joining fee₹ 1,000
base earn rate0.67 / ₹100
rewards inEDGE Miles
forex markup3.5%

✓ best for

ZomatoFuelGrocery (all)

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.67 / ₹100
Zomato30 / ₹100
Fuel4 / ₹100
Grocery (all)1.33 / ₹100₹ 5,000

benefits & perks

Welcome Benefit

500 EDGE Miles on the first transaction within 30 days of card issuance.

Domestic Lounge Access

2 free lounge visits each quarter (8 visits annually) subject to spending ₹50,000 in the previous three months.

unlocks at ₹ 50,000/yr

Fuel Surcharge Waiver

1% fuel surcharge waiver on transactions at Indian Oil outlets.

run your spend profileto see this card's value for you.