cards / premium / au-zenith
AUUnknownpremium

AU Zenith Credit Card

For frequent travellers and higher spenders who’ll use lounges and transferable points.

excellent shape
health 100/100
annual fee₹ 7,999/yr
joining fee₹ 7,999
base earn rate3 / ₹100
rewards inReward Points
forex markup1.99%

✓ best for

Restaurant DiningInternational SpendsGrocery (all)

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else3 / ₹100
Restaurant Dining5 / ₹100
International Spends5 / ₹100
Grocery (all)5 / ₹100
Utilities & Bills1 / ₹100
Insurance Premiums1 / ₹100

benefits & perks

Welcome Voucher

Rs. 1,000 worth of Vouchers after the first POS transaction

Bonus Reward Points

10,000 Bonus RPs on spending Rs. 1 Lakh within sixty days of card activation

Domestic Lounge Access

2 Complimentary Lounge Access Every Quarter (8 Each Year) on Spending ₹20,000 Each Quarter

unlocks at ₹ 20,000/yr

International Lounge Access

8 Free International Lounge Visits

Railway Lounge Access

2 complimentary access to IRCTC lounges every quarter

Comprehensive Insurance

Air Accident cover of ₹2 Crore, Credit Shield of ₹5 Lakh, Purchase Protection of ₹50,000

Fuel Surcharge Waiver

1% fuel surcharge waived off at all fuel pumps all over India

Dedicated Concierge Services

24×7 global concierge services to assist you with flight and hotel bookings, golf sessions, and dining

run your spend profileto see this card's value for you.