A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.75 / ₹100 | — |
| Grocery (all) | 15 / ₹100 | — |
| Movies & Entertainment | 15 / ₹100 | — |
| Restaurant Dining | 15 / ₹100 | — |
You get 2 complimentary railway lounge access every quarter, i.e., 8 per year.
The card comes with a complimentary device protection plan for mobile phones.
You also get a one-year extended warranty on mobile phones, laptops, tablets, and white goods purchases.
Get up to 30% discount on dining across over 300 partnered restaurants.
1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000.
unlocks at ₹ 400/yr
run your spend profileto see this card's value for you.