For frequent travellers and higher spenders who’ll use lounges and transferable points.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.5 / ₹100 | — |
| Grocery (all) | 4 / ₹100 | — |
| Utilities & Bills | 1 / ₹100 | — |
1 complimentary domestic airport lounge access per quarter under the Visa domestic lounge program.
unlocks at ₹ 20,000/yr
Complimentary Priority Pass membership with one complimentary international airport lounge access per quarter.
Two complimentary IRCTC lounge access per quarter at New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, Agra and Madurai railway stations.
24×7 global concierge service for assistance regarding flight/hotel bookings, dining, and golf sessions.
Comprehensive insurance cover including Credit Shield, lost card liability cover, air accident cover and many other travel-related insurance covers
1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver capped at Rs. 250 per month)
500 Bonus Reward Points on retail spends of ₹50,000 in a calendar quarter and an additional 1,000 Reward Points on achieving a quarterly spend milestone of ₹1 lakh.
Vouchers worth ₹1,000 from top brands on spending a minimum of ₹2.5 lakh in an anniversary year.
unlocks at ₹ 2,50,000/yr
1,000 Bonus Reward Points on completing one retail transaction on your birthday.
run your spend profileto see this card's value for you.