A sensible first card for new-to-credit users and modest monthly spends.
flat 1 / ₹100 on all spends — no category bonuses.
500 Reward Points as a joining benefit.
2 complimentary railway lounge visits per calendar quarter.
2 free visits each quarter on spending ₹50,000 in a calendar quarter.
unlocks at ₹ 50,000/yr
1% Fuel Surcharge Waiver for Transactions Between ₹400 to ₹5,000 (₹100 Per Month)
Spend ₹25,000 in a quarter to earn 500 Reward Points; spend ₹50,000 in a quarter to earn an additional 500 Reward Points.
run your spend profileto see this card's value for you.