A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 2 / ₹100 | — |
| Restaurant Dining | 8 / ₹100 | ₹ 5,000 |
| Flights & Hotels | 8 / ₹100 | ₹ 5,000 |
| Utilities & Bills | 1 / ₹100 | — |
| Insurance Premiums | 1 / ₹100 | — |
2,000 bonus Reward Points on spending ₹5000 and a dining membership on spending ₹10,000 within 30 days of card activation
unlocks at ₹ 5,000/yr
2 Complimentary Lounge Access Per Calendar Quarter
1% Fuel Surcharge Waiver for Fuel Transactions Done Between ₹400 and ₹5,000 (up to ₹250)
Air accident cover of ₹5,000,000
run your spend profileto see this card's value for you.