A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 1% | — |
| Grocery (all) | 2% | ₹ 150 |
| Utilities & Bills | 2% | ₹ 150 |
You can earn a cashback of Rs. 50 every statement cycle on exceeding spends of Rs. 10,000.
unlocks at ₹ 10,000/yr
Every quarter, the cardholders will get 2 complimentary visits to the railway lounges.
The cardholders will get a surcharge waiver of 1% on all fuel transactions ranging between Rs. 400 and Rs. 5,000 at all fuel stations in the country.
run your spend profileto see this card's value for you.